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Annual Notice of your Financial Privacy Rights

We, our, and us, when used in this notice, mean WEA Credit Union.
This is our privacy notice for our members.  When we use the words “you” and “your” we mean the following types of members:

  • Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
    • Share account
    • Loan account
    • Credit card account
    • Automobile lease we service
    • Self-directed Individual Retirement Account

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.
We will tell you what information we share about you with other entities.  We will explain what your rights are, and how you can exercise them.  If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options.  We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as nonaffiliated third party, or simply, an “other party.”
Opt out means a choice you can make to prevent certain sharing of information.  We will explain how you can exercise this choice.
THE INFORMATION WE COLLECT
We collect information about you from the following sources:

  • Information you give us on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with other parties
  • Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safe guards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law.  Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
INFORMATION ABOUT FORMER MEMBERS
We do not disclose information about former members, except as permitted by law.
YOUR INFORMATION AND OTHER PARTIES – FUTURE CHANGES
In the future, we may disclose information to other parties.  Here are the kinds of information we may disclose to these other parties:

  • Information you give us on an application or other forms, such as:
    • Name
    • Address
    • Loan purpose
  • Information about your transactions with us, such as:
    • Types of accounts

You may opt out of the disclosure of the information listed above.
Types of Other Parties
We may disclose information about you in the future to the following types of other parties:

  • Financial service providers, such as:
    • Securities broker-dealers
    • Insurance agents

We may also disclose information about you to these other parties as permitted by law.
Reasons For Disclosing
We may disclose information about you in the future to other parties to provide you with information about additional products and services.
YOUR RIGHT TO BLOCK THE DISCLOSURE OF YOUR INFORMATION
Other parties.  If you do not want us to share your information with other parties in the future, you can block the release of certain information.  This is known as your right to “opt out.”
Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us.
If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party’s information we have collected and for all information collect in conjunction with the product or service for all other joint parties.  If one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service.  If you previously sent us an opt out, then we will continue to apply your instruction to the information you asked us not to share. You do not need to return another form.

Send an OPT OUT request to:

WEA Credit Union
P.O. Box 8003
Madison, Wisconsin 53708-8003,

or call this toll free number: 1-800-457-1142

 

Safe, Secure and Private

The Wisconsin Department of Fiancial Institutions, Office of Credit Unions, conducts an annual examination of credit union records and procedures, An annual inernal audit is conducted by a qualified certified public account. All officers, directors and employees are bonded as required by Wisconsin law. WEA Credit Union protects the non-public personal information of its members as required by the Privacy Act.

 

 

 

 

 

 

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