Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials. Most rates determined by credit score.


Last Update: April 17, 2017

LoanTypeTermsAnnual Percentage Rate (APR)Payment per $1,000Additional Information
Auto Loans New 3-year 1.89% $28.60 Maximum loan term is at the discretion of the loan officer. 84 month loan minimum $28,000. Some restrictions apply. Rates determined by credit score. Rates on older vehicles available!
4-year 2.40% $21.88
5-year 2.69% $17.84
6-year 3.25% $15.31
7-year 4.25% $13.79
2012-2015 3-year 1.89% $28.60
4-year 2.40% $21.88
5-year 2.99% $17.97

6-year

3.25% $15.31
2009 - 2011 3-year 2.99% $29.08
4-year 3.25% $22.25
5-year 3.75% $18.31
Overdraft Protection Kwik Cash Loan N/A 15.00%   Provides account overdraft protection
Personal Loans Signature 3-year 9.90% $32.22 Maximum loan amount, rates determined by credit score.
New Boat 5-year 5.49% $19.10 Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
New RV 5-year 4.99% $18.87
Used Boat 4-year 6.00% $23.49
Used Boat 5-year 6.25% $19.46
Other Secured 5-year 5.99% $19.34 Rates determined by credit score
Home Equity Lines of Credit 80% LTV 2nd N/A Prime - .50% $16.00

Line of Credit

Rates determined by credit score. Owner Occupied. Floor rate of 3.75%

80% LTV 1st Prime - 1%
50% LTV 1st Prime - 1.25%

Mortgages

Up to 80% LTV

First Mortgage 15-years 4.00% $7.40 Appraisal, title and flood search, and recording fees are paid by borrower, other programs available
First Mortgage Up to 30 years, call for current rate
       
2nd Mortgage 5-year 3.75% $18.31
10-year 4.25% $10.25

Mortgages

Up to 50% LTV

1st Mortgage 3-year 2.25% $28.76

50% LTV

Other programs available. Rates based on credit score.

5-year 2.55% $17.77
7-year 3.00% $13.22
10 year 3.20% $9.75
15 year 3.50% $7.15