Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials. Some rates determined by credit score.
| Loan |
Type |
Terms |
Annual Percentage Rate (APR) |
Payment per $1,000 |
Additional Information |
| Auto Loans |
New and Used '08-'10 |
3-year |
4.25% |
$29.64 |
Motorcycles and RV's, 15% down, add 2% to auto loan rates. Maximum loan term is at the discretion of the loan officer. 72 month loan on new cars only. Some restrictions apply. Rates determined by credit score. |
| 4-year |
4.25% |
$22.69 |
| 5-year |
4.75% |
$18.76 |
| 6-year |
6.50% |
$16.81 |
| Older Used |
3-year |
5.25% |
$30.08 |
| 4-year |
5.50% |
$23.26 |
| 5-year |
5.75% |
$19.22 |
| Credit Cards and Overdraft Protection |
Classic MasterCard |
Variable rate at prime plus 3.0%, |
6.25% |
N/A |
WEA Credit Union credit cards have no annual fees |
| Gold MasterCard |
Variable rate at prime plus 2.0% |
5.25% |
N/A |
| Kwik Cash Loan |
N/A |
15.00% |
|
provides account overdraft protection |
| Personal Loans |
Signature |
3-year |
10.25% |
$32.40 |
$10,000 maximum loan amount, rates determined by credit score. |
| New Boat or Recreational Vehicle |
3-year |
7.5% |
$31.11 |
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. |
| Used Boat or Recreational Vehicle |
4-year |
8.25% |
$24.53 |
| Other Secured |
5-year |
8.75% |
$20.64 |
Rates determined by credit score |
| Home Equity Lines of Credit Loans |
70% LTV 2nd |
N/A |
Prime - .50% |
$16.00 |
Line of Credit
Rates determined by credit score. Owner Occupied. Floor rate of 3.75% |
| 70% LTV 1st |
Prime - 1% |
| 50% LTV 1st |
Prime - 1.25% |
| Mortgages |
First Mortgage |
7-years |
5.25% |
$14.25 |
Appraisal, title and flood search, and recording fees are paid by borrower, other programs available |
| First Mortgage |
Up to 30 years, call for current rate |
| First Mortgage Balloon |
3-year / 15-year |
5.35% |
$8.09 |
| 2nd Mortgage |
5-year |
5.50% |
$19.10 |
| 10-year |
5.75% |
$10.98 |
| Retirement Mortgages |
1st Mortgage |
3-year |
4.50% |
$29.75 |
50% LTV |
| 5-year |
4.90% |
$18.83 |
| 7-year |
5.10% |
$14.18 |
| 10year |
5.35% |
$10.78 |
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