Loan Rates
Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials. Most rates determined by credit score.
Last Update:
May 16, 2013
| Loan |
Type |
Terms |
Annual Percentage Rate (APR) |
Payment per $1,000 |
Additional Information |
| Auto Loans |
New 2013 |
3-year |
1.99% |
$28.64 |
Maximum loan term is at the discretion of the loan officer. 84 month loan on new cars only. Some restrictions apply. Rates determined by credit score. Rates on older vehicles available! |
| 4-year |
2.99% |
$22.13 |
| 5-year |
2.99% |
$17.97 |
| 6-year |
4.25% |
$15.77 |
| 7-year |
5.75% |
$14.49 |
| 2010-2012 |
3-year |
2.99% |
$29.08 |
| 4-year |
2.99% |
$22.13 |
| 5-year |
2.99% |
$17.97 |
6-year |
5.00% |
$18.87 |
| 2007 - 2009 |
3-year |
3.50% |
$29.31 |
| 4-year |
3.75% |
$22.47 |
| 5-year |
4.00% |
$18.42 |
| Overdraft Protection |
Kwik Cash Loan |
N/A |
15.00% |
|
provides account overdraft protection |
| Personal Loans |
Signature |
3-year |
9.90% |
$32.22 |
Maximum loan amount, rates determined by credit score. |
| New Boat |
3-year |
5.49% |
$30.20 |
Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available. |
| New RV |
3-year |
4.99% |
$29.98 |
| Used Boat |
4-year |
8.25% |
$24.54 |
| Used RV |
4-year |
6.75% |
$23.84 |
| Other Secured |
5-year |
5.99% |
$19.34 |
Rates determined by credit score |
| Home Equity Lines of Credit Loans |
80% LTV 2nd |
N/A |
Prime - .50% |
$16.00 |
Line of Credit
Rates determined by credit score. Owner Occupied. Floor rate of 3.75% |
| 80% LTV 1st |
Prime - 1% |
| 50% LTV 1st |
Prime - 1.25% |
| Mortgages |
First Mortgage |
7-years |
3.75% |
$13.55 |
Appraisal, title and flood search, and recording fees are paid by borrower, other programs available |
| First Mortgage |
Up to 30 years, call for current rate |
| First Mortgage Balloon |
3-year / 30-year |
2.875% |
$4.15 |
| 2nd Mortgage |
5-year |
4.20% |
$18.51 |
| 10-year |
5.00% |
$10.61 |
| Special short term Mortgages |
1st Mortgage |
3-year |
1.99% |
$28.64 |
50% LTV |
| 5-year |
2.99% |
$17.97 |
| 7-year |
3.75% |
$13.55 |
| 10 year |
3.99% |
$10.12 |
| 15 year |
4.25% |
$7.52 |
Interested in applying for a WEA Credit Union loan? Use our secure and convenient online applications!
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