Online Banking

Loan Rates

Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials. Most rates determined by credit score.

Last Update: May 16, 2013

Loan Type Terms Annual Percentage Rate (APR) Payment per $1,000 Additional Information
Auto Loans New 2013 3-year 1.99% $28.64 Maximum loan term is at the discretion of the loan officer. 84 month loan on new cars only. Some restrictions apply. Rates determined by credit score. Rates on older vehicles available!
4-year 2.99% $22.13
5-year 2.99% $17.97
6-year 4.25% $15.77
7-year 5.75% $14.49
2010-2012 3-year 2.99% $29.08
4-year 2.99% $22.13
5-year 2.99% $17.97

6-year

5.00% $18.87
2007 - 2009 3-year 3.50% $29.31
4-year 3.75% $22.47
5-year 4.00% $18.42
Overdraft Protection Kwik Cash Loan N/A 15.00%   provides account overdraft protection
Personal Loans Signature 3-year 9.90% $32.22 Maximum loan amount, rates determined by credit score.
New Boat 3-year 5.49% $30.20 Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
New RV 3-year 4.99% $29.98
Used Boat 4-year 8.25% $24.54
Used RV 4-year 6.75% $23.84
Other Secured 5-year 5.99% $19.34 Rates determined by credit score
Home Equity Lines of Credit Loans 80% LTV 2nd N/A Prime - .50% $16.00

Line of Credit

Rates determined by credit score. Owner Occupied. Floor rate of 3.75%

80% LTV 1st Prime - 1%
50% LTV 1st Prime - 1.25%
Mortgages First Mortgage 7-years 3.75% $13.55 Appraisal, title and flood search, and recording fees are paid by borrower, other programs available
First Mortgage Up to 30 years, call for current rate
First Mortgage Balloon 3-year / 30-year 2.875% $4.15
2nd Mortgage 5-year 4.20% $18.51
10-year 5.00% $10.61
Special short term Mortgages 1st Mortgage 3-year 1.99% $28.64 50% LTV
5-year 2.99% $17.97
7-year 3.75% $13.55
10 year 3.99% $10.12
15 year 4.25% $7.52

 

Interested in applying for a WEA Credit Union loan? Use our secure and convenient online applications!

apply for a loan