Deposit Rates
Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials.
Effective:
May 16, 2013
Account |
Annual Percentage Yield (APY) |
Dividend Rate |
Terms |
Additional Account Information |
Basic Checking |
none |
none |
N/A |
free checking account |
Premiere Checking |
.05% APY |
.05% |
monthly |
$5 per month if the balance falls below $100 |
Regular Savings |
.08% APY |
.08% |
monthly |
membership account |
| Savings |
.08% APY |
.08% |
monthly |
Additional Savings |
Club Accounts |
.08% APY |
.08% |
monthly |
Club account can be used for Vacation Club or Christmas Club, Christmas Club accounts payout in November |
Money Market with balance $2,000 - 10,000 |
.10% APY |
.10% |
monthly |
$2,000 minimum to earn a dividend, limit of 6 withdrawals per month, variable rate |
Money Market with balance $10,000 - 25,000 |
.13% APY |
.13% |
monthly |
Money Market with balance over $25,000 |
.15% APY |
.15% |
monthly |
IRA with balance up to $10,000 |
.10% APY |
.10% |
monthly |
Beginning in 2013: $5500 ($6500 if 50 or older) maximum deposit per year for Roth and Traditional IRA's, $2000 per year per child for Education IRAs
|
IRA with balance over $10,000 |
.15% APY |
.15% |
monthly |
3-month Certificate |
.15% APY |
.15% |
maturity |
$1,000 minimum balance required |
6-month Certificate |
.20% APY |
.20% |
quarterly |
12-month Certificate |
.30% APY |
.30% |
quarterly |
$500 minimum
balance required
|
18-month Certificate |
.40% APY |
.40% |
quarterly |
24-month Certificate |
.45% APY |
.45% |
quarterly |
30-month Certificate |
.55% APY |
.55% |
quarterly |
36-month Certificate |
.70% APY |
.70% |
quarterly |
48-month Certificate |
.85% APY |
.85% |
quarterly |
60-month Certificate |
1.10% APY |
1.10% |
quarterly |
Interested in opening a WEA Credit Union deposit account? Use our secure and convenient online applications!
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